CHAPTER 3

Moving Insurance and
Coverage for long-distance moving

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Moving Into a New House

Trip Transit Insurance

Whether you're moving locally or out of state, the right insurance is needed to protect your belongings. But before you cover all your belongings with moving insurance, doing some research about moving or transit insurance always seems a good practice.

What is trip transit insurance?

Trip transit insurance covers your moving stuff or property from perils, including disappearance, theft, or fire during storage or transit. You can avail the trip moving insurance for the full value of your belongings or property. To get extended coverage for more belongings, connecting with your moving company would be beneficial. They offer you a comprehensive transit insurance plan to cover the maximum of your belongings.

What is the transit insurance coverage?

Transit insurance is a safe and highly-secured way of covering the risk caused due to damage or loss to goods and personal belongings during transit. By taking the transit insurance, you'll be facilitated with the complete coverage of all items from damage or breakage during transportation.

The type of transit insurance coverage your packers and movers provide for damage/breakage does not fall under typical insurance. But almost all the movers and packers follow the federal law and offer two different liability options like full value protection and released value protection. Ask your movers if they offer such transit insurance for goods.

Is "goods in transit insurance" a legal requirement for a long-distance move?

No, it's not a legal requirement to be fulfilled by companies. However, many packing and moving companies offer transit insurance for moving distances to ensure the safety and protection of goods against destruction, damage, theft, delayed delivery, loss, and consequential losses.

If you're planning for a long-distance move, connecting with reliable movers and packers, offering required goods in transit insurance is mandatory. We know it's tricky to single out the trusted one, but you have to research and choose the one ready to take the complete liability of your goods in transit.



Special Perils Contents Coverage

Perils content coverage is a contract wherein the insurance provider guarantees to cover the loss or damage caused to your property or belongings in transit. The insurer calculates the value of items as per market value and offers a plan for a safe long-distance move.

What do special perils mean in insurance?

Special perils insurance is about safeguarding the insured moving items against many unforeseen contingencies caused by lightning, explosion, and accidental fire. The special perils coverage for long-distance moving also covers the damage from man-made perils (strike or riots), natural calamities (flood, cyclone, or storm), and many other road or rail accidents.

A Floater/ Luxury Item Insurance

When you opt for floater item insurance, you'll get complete transit protection for your valuable items such as collectibles, jewelry, vases, fine art, etc.

So, are you all set for a long-distance move? Don't forget to connect with a top-rated moving agency to take floater or luxury item insurance to extend safety for all your precious items.

What is a floater insurance policy?

Safeguarding expensive artwork and valuables during transit is challenging; that's where the floater moving insurance policy has come to make your long-distance move worry-free. By covering under this policy, you can claim recovery for the loss and damage of your valuables and antique items.

Car Insurance Verification

If you want to ship your vehicle along with other belongings, you've to check with your moving company if they provide an auto insurance facility for the move. Also, check if the company owns an auto moving insurance service certificate by the government; only then is the insurance considered valid and reliable.

How can I check if my car is insured?

Initially, you have to check if your vehicle is insured through the online Motor Insurer's Database. Enter the car registration and attach the documents to declare you as a car owner. This is how you get the status of your vehicle insurance. There are reliable packing and moving companies offering car insurance for long-distance shipping; you can check with them about your vehicle insurance coverage. Ask and cross-check if the coverage is the same while the car/vehicle is shipped?

Storage Insurance

Planned to move to another place but did not finalize the location? No worries, storage insurance will take the stress off your shoulders by safely storing your belongings until you find a new and desired place to relocate.

What kind of insurance do you need for a storage unit?

Moving companies provide insurance coverage for items or belongings in storage units. They usually offer insurance cover to protect items from fire, theft, and breakage when stored in their well-equipped storage units.

In Conclusion

You can protect your possessions by availing of insurance either with a storage unit provider or moving company that you hired for your endeavor. This way, you can protect your belongings in storage units until you find the desired location to move to.

Chapter 1

Prepare for Long-Distance Moving

Moving can be an exciting experience, but it can also be quite stressful. However, you draft a plan that keeps track of all aspects of your move for a seamless experience.

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Chapter 2

How to Pack for a Long-Distance Move?

Moving into a new home in a new city or within your city can be stressful. This may result in even more anxiety for many of us.

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moving office furniture
Chapter 3

Insurance and Coverage for long-distance moving

Are you moving for a short distance, between states, or to an international destination? Some moving companies will specialize in a few moving services.

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Chapter 4

Smart techniques for a long-distance move

Types of movers include local moving, long-distance moving, international moving, commercial moving, home moving and self-service moving.

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Chapter 5

Choosing the best movers for a long-distance move

When you're ready to make a move, there are plenty of things you need to be aware of

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